Equity Trust IRA – Diversify Your Retirement Portfolio
An Equity Trust IRA allows you to invest in traditional, real estate and alternative assets like cryptocurrency and start-ups – diversifying your retirement portfolio while increasing wealth over time. Learn how an IRA can expand and diversify your retirement savings plan.
Equity Trust Company has been an industry-leading custodian of self-directed IRAs since 1974, boasting an innovative online account management system, unmatched service excellence and having completed over 1.8 million transactions by 2024.
IRA Custody
An IRA custodian is a company that provides custody services for tax-advantaged investments such as an IRA account. The best IRA custodians allow self-directed investors to diversify their holdings with various assets ranging from real estate and private equity investments to alternative holdings like real estate. Furthermore, they know which holdings are restricted by the IRS so can help accountholders avoid potential penalties associated with their accounts.
The best IRA custodians will offer tailored solutions and pricing plans that suit their clients, along with exceptional service. In addition, they should be able to assist with transactions involving unrelated business income such as operating companies and debt-financed real estate as well as assist with investments that generate tax liabilities such as deeds of trust or tax liens as well as private placements, promissory notes and foreign currency investments as well as provide other additional services like electronic fund transfers and investment research.
IRA Brokerage
Equity Trust Company, as one of the premier custodians for self-directed retirement accounts, allows clients to diversify their retirement portfolio with alternative assets, such as real estate, crowdfunding opportunities, private equity and precious metals. They also offer IRAs for small businesses and self-employed individuals – Solo 401(k), SEP IRA and SIMPLE IRA plans are just some of their retirement plan options available to clients.
Equity Trust Company was established in 1974 and received IRS approval as a custodian in 1983, specialising in self-directed IRAs with over $52 billion under custody and administration. They offer services like discounted brokerage access and Universal IRA.
Self-directed IRAs provide tax-deferred accounts that allow investors to invest in various assets tax-free. Unlike traditional brokerage accounts, which often impose certain investment restrictions and requirements, self-directed IRAs provide you with greater investment freedom while being an excellent way to acquire tangible assets like gold or silver as well as being suitable for emergency savings plans.
IRA Alternatives
Equity Trust is a premier self-directed IRA custodian, offering clients the freedom to invest in traditional retirement assets as well as alternative investments such as real estate, notes, private placements and precious metals. They also provide comprehensive services that assist with retirement planning and investment goals.
Simplified Employee Pension, or SEP, IRAs can be an ideal way to maximize tax benefits for small business owners and self-employed individuals who receive 1099 income. They provide similar tax advantages while boasting lower administrative costs and flexible annual contribution limits compared to traditional IRAs.
SEP IRAs also enable investors to make one-off contributions that may be more convenient than making regular installments; this feature may prove especially valuable for investors with expensive investment opportunities.
IRA Services
IRA Services firms specialize in administering and custodial duties for various self-directed retirement accounts, such as self-directed IRAs (SDIRAs). SDIRAs allow investors to invest in alternative assets like real estate, start-ups, private equity and precious metals. Some providers specialize in specific asset classes or investment strategies.
Your SDIRA can be funded either by moving funds from existing traditional, Roth or SEP IRAs or contributing new funds directly. Your contribution limit each year will depend on IRS rules and your income level.
uDirect IRA and Rocket Dollar are two examples of companies offering full self-directed IRA services, providing real estate, private equity and precious metal investments. Their websites also provide resources, tools and information to assist investors with getting started investing these assets within an IRA. Typically these investments won’t become taxable until you withdraw them at retirement or after age 59 1/2; then taxes would apply at ordinary income rates plus an early withdrawal penalty tax of 10% if taken before this age limit has been reached.
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