Articles Categorized in: Blog

Can You Hold Gold in a Self-Directed IRA?

Physical precious metals don’t lose value when markets fluctuate, which is one reason many investors add them to their retirement portfolios. To invest in gold and other precious metals, it’s essential to find an experienced custodian and depository. A self-directed IRA company can put you in touch with trusted custodians that specialize in dealing with alternative assets. What is a Self-Directed IRA? Self-directed IRAs give investors greater freedom than traditional stocks and mutual funds to invest in an array of...
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Who Regulates Gold Trading?

Precious metals have long been perceived as secure investments, with prices typically increasing during times of global distress. Demand and supply play a vital role in shaping their price. Investors purchasing physical gold may incur storage fees that reduce returns; this issue may not arise when trading futures contracts instead. Commodity Futures Trading Commission The Commodity Futures Trading Commission (CFTC), founded in 1974 as an independent federal regulatory agency, regulates commodity futures trading on both domestic and foreign exchanges through...
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Are Gold-Backed IRAs a Good Idea?

Gold IRAs provide diversification and inflation hedge benefits while charging higher fees than traditional IRAs, so investors should be mindful of these expenses before making their decision. It is wise to consult your financial advisor prior to making this investment decision. As well as brokerage fees and account setup charges, investors in gold must also incur storage and custodian fees. Furthermore, there are no dividends paid out with gold investments and its long-term returns are generally lower than equities. Diversification...
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Should I Invest My IRA in Gold?

Gold IRAs are self-directed IRAs that invest in physical precious metals. To remain IRS compliant, an approved custodian and depository are necessary. Remember, gold doesn’t offer dividends or interest payments; therefore, price appreciation and strategic timing will likely provide your only return. 1. It’s a hedge against inflation Gold has long been seen as an effective defense against inflation. By maintaining its value in times of economic volatility, gold offers investors a reliable investment choice. Inflation is a primary concern...
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Why is Gold a Dumb Investment?

Gold has long been prized as a precious metal. Its appeal lies in its rarity, widespread acceptance and reduced counterparty risk compared to stocks, bonds and commercial real estate investments. Furthermore, it can serve as a store of value during times of economic instability. Gold can offer numerous advantages; however, investing in it may not always be in your best interests. Returns often lag behind other asset classes and it provides little protection from inflation. It’s a speculative asset Gold...
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