Reviews of the Best Rated Gold IRA Companies

This Post was updated on Sunday, October 1, 2021

best gold ira companies reviewed by editorWhen it comes to investing in a gold IRA rollover you want to cross all the tees and dot all of the I’s. You are dealing with a lot of money and you are going to want a gold IRA company you can trust to manage your account.

On this website you will find reviews of the top rated gold IRA companies. These gold IRA reviews will be based on data from sites like The Better Business Bureau (BBB), The Business Consumer Alliance (BCA), and Trustlink where these companies all had a low number of customer complaints and high ratings.

 

best gold IRA companies

 

Top 10 Gold IRA Companies and Custodians Compared

 

RankGold IRA CompanyMin. InvestmentRatingContact
1

AMERICAN HARTFORD GOLD

(PRICE MATCH GUARANTEE)
Better Business Bureau: A+
TrustLink: 5 star rating... Read Review

$No MinimumRated 5 stars Website
2

ADVANTAGE GOLD

(RATED #1 ON TRUSTLINK)
Better Business Bureau: A+
Business Consumer Alliance: AA... Read Review

$5,000Rated 4.5 stars Website
3

AMERICAN BULLION

(MOST EXPERIENCED)
Better Business Bureau: A+
TrustLink: 5 star rating... Read Review

$10,000Rated 4.5 stars Website
4

GOLDCO

Better Business Burea: A+
Business Consumer Alliance: AAA
TrustLink: 4.8 star rating... Read Review

$25,000Rated 4.5 stars Website
5

LEAR CAPITAL

(RATED #1 ON CONSUMER AFFAIRS)
Better Business Bureau: A+
Business Consumer Alliance: AAA... Read Review

$5,000Rated 4 stars Website
6

WHOLESALE DIRECT METALS

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 5 star rating ... Read Review

$N/ARated 4 stars Website
7

SWISS AMERICA

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: N/A... Read Review

$N/ARated 4 stars Website
8

BIRCH GOLD GROUP

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 5 star rating ... Read Review

$10,000Rated 4 stars Website
9

NOBLE GOLD

Better Business Bureau: A
Business Consumer Alliance: A
TrustLink: 5 star rating ... Read Review

$5,000Rated 3.5 stars Website
10

MONEX

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 4.2 star rating... Read Review

$N/ARated 3.5 stars Website

 

Precious Metal IRA Promo Deals for October 2021

 

 

Why American Hartford Gold Should be Your Chosen Gold IRA Company

While people tend to put a lot of thought and effort into wealth creation, when it comes to
diversifying it and securing it by investing in physical gold and silver, the same attention to detail isn’t always applied. One of the crucial steps in this regard is choosing the right Gold IRA company.

American Hartford Gold has been quite literally the gold standard when it comes to Gold IRAs for some time now and here are some of the reasons why they are your best bet when it comes to securing your retirement funds with precious metals.

 

 

 

# Excellent Track Record – A company’s true worth is measured by how good it has been to its existing customers and American Hartford Gold truly shines in this regard. They have been highly rated on multiple platforms including more than five hundred 5-star reviews on TrustPilot. The ease of doing business, great customer care, and the constant perseverance to be the best have made them the best Gold IRA company out there today.

 

 

# Best Prices – When it comes to wealth, you want every last bit of it safe and secure in your account. American Hartford Gold helps you with that as well as they offer the best prices for gold and silver in the USA. They back this with their “Price Match Guarantee” through which they ensure that you get the most gold or silver for your money. In all, savings of up to 30% is a huge bonus as far as a retirement fund is concerned.

To take advantage of this price match guarantee all you need to do is to give them a call now on 866-429-4408 before the end of October 2021.

 

# Buyback Commitment – Buying gold and silver is just one-half of the equation. While these precious metals are a great option when it comes to diversifying and consolidating your retirement funds, they can also be quite difficult to liquidate during an emergency. This defeats part of the reason people would invest in a retirement fund in the first place. Thankfully, American Hartford Gold has taken care of that as well with their buyback commitment. They will buy back your gold and silver at any point in the future without charging any additional fees.

 

 

# Free IRA Rollover – While most investors see the benefits of rolling over their existing IRA into a Gold IRA, many of them stop short of taking the final step as they are discouraged by all the complicated steps that need to be navigated along the way. A lot of times, this can involve extra payments and the fear of penalties. Simplifying this entire process is again something that American Hartford Gold takes a lot of pride in. They make the entire procedure of IRA rollover as hassle-free as possible and they do this completely free of cost. As if that wasn’t enough, they offer free storage, maintenance, and insurance for your precious metals for up to three years.

 

# Free Shipping – Buying gold and silver also brings with it the intricacies associated with shipping these precious metals. Once again, American Hartford Gold is a step ahead of most of the competition. They offer free shipping with full registration and insurance at no additional cost to the buyer.

 

 

# A Host Of Free And Helpful Resources – While most companies won’t give up any of their goods without a financial commitment from your end, American Hartford Gold offers some of the best resources in this field totally free of cost. This includes a weekly blog with all the latest information on gold and silver, real-time market data and reports to help you make all the right calls, an RMD Estimator to calculate the safe withdrawal limit of your account, and a whole host of very useful free literature to help you with every facet of investing in gold and silver.

While there is no shortage of firms that deal in gold and silver IRAs, none of them come even close to offering the benefits that American Hartford Gold offers. Your retirement funds require the expertise and know-how of the very best in the business and American Hartford Gold is undoubtedly worthy of being called the best Gold IRA company in the United States.

 

 

Request Your Free Gold IRA Kit

Choosing a gold IRA company is not a small decision. By choosing the right company you can potentially save thousands of dollars in fees every year and rest assured that your retirement funds are in safe hands.

In 2021 we recommend American Hartford Gold. With a perfect score on Trustlink, Better Business Bureau and Business Consumer Alliance it’s hard to find a company with a better reputation. Their experience and low pricing makes American Hartford Gold the overall best choice.

In case you don’t feel ready to invest in a gold IRA, American Hartford Gold also offers a thorough gold IRA investing kit. The kit is 100% free with no obligation to do business with the company.

Click Here to request your FREE gold IRA investment kit!

 

 

 

Gold IRA FAQ

 

What is a gold IRA account?

A gold IRA account is a type of individual retirement account that allows you to save money for retirement with deferred taxes. The difference between a gold IRA and a traditional IRA is the investment that is being made. With a gold IRA you are typically investing in physical gold to secure your retirement account.

 

What is a silver IRA?

Like a gold IRA, a silver IRA is a specialized individual retirement account that uses precious metals as the investment material. In the case of a silver IRA, you will invest in approved silver and have it stored at an approved precious metals depository.

 

Why invest in a gold IRA?

An IRA (Individual Retirement Account) is one of the most common retirement plans. Despite this, they do fluctuate in their reliability. If the economy takes a bad turn, the value of your IRA might take a hit. Having your assets secured by a second form of retirement account is always good for that reason. A gold IRA is a great way to get the same tax benefits of an IRA while investing in a physical asset.

Investing in gold as a retirement is also a good idea because as the economy goes down, the price of gold typycally raises. This helps to protect your retirement against negative trends in the economy. And even when the economy is in a positive trend, the value of gold does not dip too much.

 

How does a gold IRA work?

A gold-based IRA works similar to a traditional IRA. You will first have to set up a self-directed IRA which will be used to purchase gold in a gold IRA. The money used to start the self-directed IRA can come from any number of sources. You can transfer money over from a financial account, rollover a 401k, or through several other means. When you work with the gold company to purchase your gold they will guide you through the process.

The only major difference is that you need to have the gold stored at an approved IRA precious metal depository. With only a very rare exception a gold IRA cannot be in the possession of the owner.

 

Is a gold IRA a good investment?

Any investment needs to be evaluated on an individual level. There are always investments that are generally good and some that are generally bad, however, everyone’s circumstances are different. Typically a gold IRA is a good investment as it allows you to diversify your retirement and have a form of investment that is resistant to downturns in the economy.

 

Can gold be held in an IRA?

Gold cannot be held in a traditional IRA account. That being said, there is a special type of IRA known as a gold IRA. Gold IRAs are very similar to their traditional counterparts but the investment is secured by physical gold. Physical gold from a gold IRA is stored in a government-approved depository to safeguard your investment for your retirement.

 

What is IRA approved gold?

Gold IRAs use precious metals as the investment platform. To help regulate investments and ensure uniformity gold must meet certain requirements. One of the most important requirements is the gold must be rated at least .995 when it comes to purity. It must also be produced by a government mint or an accredited company.

With only a few exceptions these are the approved gold options for a gold IRA:

  • American Eagle Bullion Coins
  • American Eagle Proof Coins
  • American Buffalo Bullion Coins
  • Pearl Harbor Coins
  • Australian Kangaroo (Nugget) Coins
  • Austrian Philharmonic Coins
  • Canadian Maple Leaf Coins
  • Perth Mint Bars
  • Royal Canadian Mint Bars

Several other rare bars and rounds are available as a gold IRA investment but these are not as common. A gold IRA company can help you to find other options if these common investments don’t work for you.

 

Is IRA gold safe?

IRA gold is required to be stored at an approved depository. These depositories have very high levels of security and in addition to that, they have insurance and other protections for their clients. So, in general, the physical gold is safe.

One thing you should ask a depository when picking the right one is whether they store each client’s gold separately or if it commingled. Typically you want to have your gold separately as you want to make sure you get your gold back.

As an investment, gold is a relatively stable investment making it safer than many other investments. But like with any investment, gold fluctuates and always has the possibility to drop in value, it just isn’t likely.

 

Can I use my IRA to buy gold?

Yes. Gold for a gold IRA must be purchased through setting up a self-directed traditional IRA. In order to buy gold for an IRA, you must purchase IRA approved gold.

 

How is a gold IRA taxed?

Gold IRAs have the same tax benefits of a traditional IRA. Tax on a gold IRA is deferred until you start taking distributions. After age 59 there is generally no penalty for taking distributions. Your distributions are considered taxable income.

 

Can I store my gold IRA at home?

No. Your gold IRA must be stored in an approved gold depository. These depositories are a much safer option as they have high levels of security and are insured. Your home is not as secure as a depository. In addition, most homeowners’ insurance plans will not cover gold in the case of a loss as it is a collectible.

There is one extremely rare type of gold IRA that can be stored in your home but they are expensive and difficult to set up. You also can only use one type of gold for these accounts. It is much safer to use a traditional IRA and store gold at a depository.

 

What is a gold IRA custodian?

A gold IRA custodian is a financial institution that acts as the custodian (safe keeper) of your investments. IRA custodians are allowed to choose what types of investments they will work with, for example, they could choose to work with gold but not stocks. The only requirement is that they meet the IRS guidelines.

Another job of your IRA custodian is to make sure that your account meets and follows all IRS guidelines and regulations.

 

What are the most trustworthy review sites for gold IRA’s?

The most trustworthy place to turn when dealing with any business is the Better Business Bureau or Trustlink. Both websites are impartial and allow both parties to respond to complaints. You can also see complaints and positive reviews. What you want from review sites or consumer sites is a website that is not connected to the industry in any way. You could also go to a trusted name in the financial world to see what they think of a gold IRA company.

 

Looking for more gold IRA reviews?

Reviews of other gold IRA companies that did not reach our top 10 list:

 

 

Sources:

www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras-investments

www.usmint.gov/learn/coin-and-medal-programs

https://en.wikipedia.org/wiki/Gold_IRA

Gold IRA check list

 

10 Tips for comparing & choosing gold IRA companies and Custodian

There are lots of advantages to investing in physical assets such as precious metals, so long as you work with the right company. Because of the vital importance of gold IRA companies, you want to make sure that you choose the best gold IRA company. To help you out, here are the 10 tips for choosing your company;

1. Reputation of the gold IRA company and custodian (check independent review sites)

The reputation of gold IRA custodians is of great importance, since they’ll be your main point of contact when managing your gold IRA or silver based IRA account. You should check their track record, level of customer service, customer reviews, and if they are on watchdog sites such as:

  • Trustlink
  • Trustpilot
  • Better Business Bureau
  • Business Consumer Alliance
  • Google My Business
  • Yelp

 

best companies

2. Storage Fees for Gold and Silver Backed IRA accounts

When choosing your custodian, you should inquire about their storage fees. Be very watchful on the storage fees which they’ll charge you. Also, remember to ask if they’ll increase their storage fees of your IRA account in the future, or just how often they’d increase the charges on a given period.

3. Policies and Fees of your Preferred Precious Metal IRA Custodian

It’s very important to be aware of all the policies and fees which will be applied by the company you will choose. Therefore, you should carefully read the company’s policies, and and ask for a detailed declaration of all their fees and charges you’re expected to pay. Make sure that you won’t be asked for hidden charges later on.

4. Compare Commissions charged by Gold IRA Companies

Top precious metal companies shouldn’t charge unreasonable commissions. So, make sure to do you research before deciding which companies are the best places to buy silver or gold

shop around to find the company that offers the best rates; this might save you a lot of money on both commissions and storage fees.

5. Which Companies has the Best Customer Support?

Customer support should be a key consideration since you’ll want companies to carefully guide you when making the big financial decisions.

6. Variety of Investments in your Roth IRA account

The best gold IRA custodians should be able to provide you with a variety of investments. It’s of great importance to choose a custodian who is not only experienced in precious metals, but also has the ability to combine precious metals and stocks to your IRA account.

7. The Company’s License

All gold IRA companies are required by the law to be accredited and licensed by the IRS; therefore, you should make sure that the company you pick is properly licensed.

8. Ease of Setting Up your Gold or Silver based IRA Account

A gold IRA company should have an easy process of setting up your IRA, and should also be willing to help you fill out all of the necessary paperwork.

9. Knowledgeable and Experienced Staff

The custodian you choose needs to have a team that’s certainly highly knowledgeable, experienced, and is able to answer any questions you have.

10. The Custodian’s Insurance

It’s good to always work with a company that’s insured; therefore, consider choosing a custodian that has the FDIC insurance. By doing so, you’re sure that you will get your investment in case there’s any kind of calamity or disaster in the company.

 

Looking for the Best Gold IRA Deal?

What if you could get:

 

Price Match Guarantee - Meet or beat any competitor's price. Save up to 30% on select Gold & Silver.

 

100% FREE IRA Rollover - FREE storage, maintenance & insurance for up to 3 years.

 

Free Silver - Receive up to $2,500 in FREE silver delivered to your front door, on qualifying purchases. 

 

That would be a “NO-BRAINER”, right?     

 

CLICK HERE to read more or close this annoying pop-up to make this amazing deal go away! 😮