Reviews of the Best Rated Gold IRA Companies

This Post was updated on Monday, November 1, 2019

best gold ira companies reviewed by editorWhen it comes to investing in a gold IRA rollover you are going to want to cross all the tees and dot all of the I’s. You are dealing with a lot of money and you are going to want a gold IRA company you can trust to manage your account.

On this website you will find reviews of the top rated gold IRA companies. These gold IRA reviews will be based on data from websites such as The Better Business Bureau (BBB), The Business Consumer Alliance (BCA), and Trustlink where these companies all had a low number of customer complaints and high ratings.

 

best gold IRA companies

 

Top 10 Gold IRA Companies and Custodians Compared

 

RankLogoGold IRA CompanyMin. InvestmentRatingContact
1ADVANTAGE GOLD

ADVANTAGE GOLD

(RATED #1 ON TRUSTLINK)
Better Business Bureau: A+
Business Consumer Alliance: AA... Read Review

$5,000Rated 5 stars Website
2THE HARTFORD GOLD GROUP

THE HARTFORD GOLD GROUP

(PRICE MATCH GUARANTEE)
Better Business Bureau: A+
TrustLink: 5 star rating... Read Review

$No MinimumRated 5 stars Website
3LEAR CAPITAL

LEAR CAPITAL

(RATED #1 ON CONSUMER AFFAIRS)
Better Business Bureau: A+
Business Consumer Alliance: AAA... Read Review

$5,000Rated 4.5 stars Website
4AMERICAN BULLION

AMERICAN BULLION

(MOST EXPERIENCED)
Better Business Bureau: A+
TrustLink: 5 star rating... Read Review

$10,000Rated 4.5 stars Website
5WHOLESALE DIRECT METALS

WHOLESALE DIRECT METALS

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 5 star rating ... Read Review

$N/ARated 4 stars Website
6SWISS AMERICA

SWISS AMERICA

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: N/A... Read Review

$N/ARated 4 stars Website
7BIRCH GOLD GROUP

BIRCH GOLD GROUP

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 5 star rating ... Read Review

$10,000Rated 4 stars Website
8GOLDCO DIRECT

GOLDCO DIRECT

Better Business Burea: A+
Business Consumer Alliance: AAA
TrustLink: 4.8 star rating... Read Review

$N/ARated 3.5 stars Website
9NOBLE GOLD

NOBLE GOLD

Better Business Bureau: A
Business Consumer Alliance: A
TrustLink: 5 star rating ... Read Review

$5,000Rated 3.5 stars Website
10MONEX

MONEX

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 4.2 star rating... Read Review

$N/ARated 3.5 stars Website

 

Precious Metal IRA Promo Deals for November 2019

 

Why Advantage Gold Should be Your Chosen Gold IRA Company

Next to purchasing a home, retirement planning is arguably the most important financial process that most people will ever undertake. The investment decisions that you make today will greatly impact the financial position you will find yourself in during retirement. Just as important as the type of investments you make, are the partnerships that you form in order to reach your intended retirement goals. If you are considering investing in a gold IRA, you will need to find a company that is reliable, with a high success rate and a solid investment strategy. Advantage Gold is such a company, and below are some compelling and valid reasons why you should consider partnering with this company to accomplish your retirement goals.

Before you continue reading we highly recommend you to watch the short video below to see what makes this company so special…          

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# Storage Safety – One of the top goals of retirement planning is safety and security. Advantage Gold is one of the few retirement investment companies that uses Brinks depositories to ensure that your gold investment is safe and secure. The Brinks brand is known for its solid reputation as the largest cash management company in the world with over 150 years in the security industry. The company brings the same level of expertise to its gold investment customers and Advantage Gold has partnered with them to ensure that your gold IRA investments are safe and secure.

 

# Best Customer Service in the Industry Advantage Gold has received a 100% customer satisfaction rating! In fact, more than 350 customers to date, have given Advantage Gold a 5-star trust rating. It just proves that the company is serving its customers well, and that customer satisfaction is at the top of the list of priorities. This gives customers the ability to invest with confidence through Advantage Gold. In addition to the high customer satisfaction rating, the Better Business Bureau (BBB) has also assigned a rating of A+ to Advantage Gold. That is the highest possible rating and confirms the company’s commitment to serving its customers well. On Trustlink the company were rated #1 gold IRA company by investors two years in a row!

customer company reviews

 

# Affordable Setup Fees – When it comes to any type of investment, your aim is to make the highest possible rate of return based on your chosen level of risk. This means that you want to minimize fees and charges which eat into your investment returns. With Advantage Gold, you can look forward to low, flat rate setup fees. There are no hidden fees or surprises involved, making the investment process transparent and fair for all customers.

 

# Featured by top Publications – Advantage Gold has been featured by some of the top publications in the world including Bloomberg, CNBC, Fox Business, BNN, and Nobleman Magazine. These publications have a reputation for only featuring the best of the best, which gives an indication of the high level of respect that Advantage Gold has earned in the media.

 

# Best Prices – When most people think about Advantage Gold they think about the most trusted Gold IRA Company in business. Another very important reason to choose Advantage Gold as your gold IRA company is their competitive pricing. If you are a first time buyer you’re in for a treat…

At the time of writing Advantage Gold is offering a “First Time Buyer Discount” so make sure to give the company a call on this line: (310) 774-2133 before the end of November 2019 and mention the “first time Buyer discount”. With this discount it will be very hard to find a better deal elsewhere!

Apart from this, Advantage Gold boasts a transparent buyback policy in which the company offers the option of buying back the precious metals that it sells to customers, should that need ever arise.

 

# Overall Best Gold IRA Company – Retirement planning is no simple feat and Advantage Gold recognizes and appreciates the importance of their role in the investment process. Advantage Gold ranks high on the 5 most important factors that are necessary in a gold IRA company. Those factors are reputation, policies and fees, flexibility and past performance, level of customer service, and the safety of precious metals in storage. The company has consistently delivered exceptional results in all 5 areas and continues to earn the respect of many investors.

Visit the Advantage Gold website today to learn how you can get started with your gold IRA investment account.

To request the free gold investment guide from Advantage Gold, please click on the image below.

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gold IRA

Phone: (310) 774-2133

Website: www.advantagegoldinvestments.com

 

Request Your Free Gold IRA Kit

Choosing a gold IRA company is not a small decision. By choosing the right company you can potentially save thousands of dollars in fees every year and rest assured that your retirement funds are in safe hands.

In 2018 we recommend Advantage Gold. With a perfect score on Trustlink, Better Business Bureau and Business Consumer Alliance it’s hard to find a company with a better reputation. Their experience and competitive pricing makes Advantage Gold the overall best choice.

In case you don’t feel ready to invest in a gold IRA, Advantage Gold also offers a thorough gold IRA investing kit. The kit is 100% free with no obligation to do business with the company.

Click Here to request your FREE gold IRA investment kit!

 

 

Gold IRA FAQ

 

What is a gold IRA account?

A gold IRA account is a type of individual retirement account that allows you to save money for retirement with deferred taxes. The difference between a gold IRA and a traditional IRA is the investment that is being made. With a gold IRA you are typically investing in physical gold to secure your retirement account.

 

What is a silver IRA?

Like a gold IRA, a silver IRA is a specialized individual retirement account that uses precious metals as the investment material. In the case of a silver IRA, you will invest in approved silver and have it stored at an approved precious metals depository.

 

Why invest in a gold IRA?

An IRA (Individual Retirement Account) is one of the most common retirement plans. Despite this, they do fluctuate in their reliability. If the economy takes a bad turn, the value of your IRA might take a hit. Having your assets secured by a second form of retirement account is always good for that reason. A gold IRA is a great way to get the same tax benefits of an IRA while investing in a physical asset.

Investing in gold as a retirement is also a good idea because as the economy goes down, the price of gold typycally raises. This helps to protect your retirement against negative trends in the economy. And even when the economy is in a positive trend, the value of gold does not dip too much.

 

How does a gold IRA work?

A gold-based IRA works similar to a traditional IRA. You will first have to set up a self-directed IRA which will be used to purchase gold in a gold IRA. The money used to start the self-directed IRA can come from any number of sources. You can transfer money over from a financial account, rollover a 401k, or through several other means. When you work with the gold company to purchase your gold they will guide you through the process.

The only major difference is that you need to have the gold stored at an approved IRA precious metal depository. With only a very rare exception a gold IRA cannot be in the possession of the owner.

 

Is a gold IRA a good investment?

Any investment needs to be evaluated on an individual level. There are always investments that are generally good and some that are generally bad, however, everyone’s circumstances are different. Typically a gold IRA is a good investment as it allows you to diversify your retirement and have a form of investment that is resistant to downturns in the economy.

 

Can gold be held in an IRA?

Gold cannot be held in a traditional IRA account. That being said, there is a special type of IRA known as a gold IRA. Gold IRAs are very similar to their traditional counterparts but the investment is secured by physical gold. Physical gold from a gold IRA is stored in a government-approved depository to safeguard your investment for your retirement.

 

What is IRA approved gold?

Gold IRAs use precious metals as the investment platform. To help regulate investments and ensure uniformity gold must meet certain requirements. One of the most important requirements is the gold must be rated at least .995 when it comes to purity. It must also be produced by a government mint or an accredited company.

With only a few exceptions these are the approved gold options for a gold IRA:

  • American Eagle Bullion Coins
  • American Eagle Proof Coins
  • American Buffalo Bullion Coins
  • Pearl Harbor Coins
  • Australian Kangaroo (Nugget) Coins
  • Austrian Philharmonic Coins
  • Canadian Maple Leaf Coins
  • Perth Mint Bars
  • Royal Canadian Mint Bars

Several other rare bars and rounds are available as a gold IRA investment but these are not as common. A gold IRA company can help you to find other options if these common investments don’t work for you.

 

Is IRA gold safe?

IRA gold is required to be stored at an approved depository. These depositories have very high levels of security and in addition to that, they have insurance and other protections for their clients. So, in general, the physical gold is safe.

One thing you should ask a depository when picking the right one is whether they store each client’s gold separately or if it commingled. Typically you want to have your gold separately as you want to make sure you get your gold back.

As an investment, gold is a relatively stable investment making it safer than many other investments. But like with any investment, gold fluctuates and always has the possibility to drop in value, it just isn’t likely.

 

Can I use my IRA to buy gold?

Yes. Gold for a gold IRA must be purchased through setting up a self-directed traditional IRA. In order to buy gold for an IRA, you must purchase IRA approved gold.

 

How is a gold IRA taxed?

Gold IRAs have the same tax benefits of a traditional IRA. Tax on a gold IRA is deferred until you start taking distributions. After age 59 there is generally no penalty for taking distributions. Your distributions are considered taxable income.

 

Can I store my gold IRA at home?

No. Your gold IRA must be stored in an approved gold depository. These depositories are a much safer option as they have high levels of security and are insured. Your home is not as secure as a depository. In addition, most homeowners’ insurance plans will not cover gold in the case of a loss as it is a collectible.

There is one extremely rare type of gold IRA that can be stored in your home but they are expensive and difficult to set up. You also can only use one type of gold for these accounts. It is much safer to use a traditional IRA and store gold at a depository.

 

What is a gold IRA custodian?

A gold IRA custodian is a financial institution that acts as the custodian (safe keeper) of your investments. IRA custodians are allowed to choose what types of investments they will work with, for example, they could choose to work with gold but not stocks. The only requirement is that they meet the IRS guidelines.

Another job of your IRA custodian is to make sure that your account meets and follows all IRS guidelines and regulations.

 

What are the most trustworthy review sites for gold IRA’s?

The most trustworthy place to turn when dealing with any business is the Better Business Bureau or Trustlink. Both websites are impartial and allow both parties to respond to complaints. You can also see complaints and positive reviews. What you want from review sites or consumer sites is a website that is not connected to the industry in any way. You could also go to a trusted name in the financial world to see what they think of a gold IRA company.

 

Looking for more gold IRA reviews?

Reviews of other gold IRA companies that did not reach our top 10 list:

 

 

Sources:

www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras-investments

www.usmint.gov/learn/coin-and-medal-programs

https://en.wikipedia.org/wiki/Gold_IRA

Gold IRA check list

 

10 Tips for comparing & choosing gold IRA companies and Custodian

There are lots of advantages to investing in physical assets such as precious metals, so long as you work with the right company. Because of the vital importance of gold IRA companies, you want to make sure that you choose the best gold IRA company. To help you out, here are the 10 tips for choosing your company;

1. Reputation of the gold IRA company and custodian (check independent review sites)

The reputation of gold IRA custodians is of great importance, since they’ll be your main point of contact when managing your gold IRA or silver based IRA account. You should check their track record, level of customer service, customer reviews, and if they are on watchdog sites such as:

  • Trustlink
  • Trustpilot
  • Better Business Bureau
  • Business Consumer Alliance
  • Google My Business
  • Yelp

 

best companies

2. Storage Fees for Gold and Silver Backed IRA accounts

When choosing your custodian, you should inquire about their storage fees. Be very watchful on the storage fees which they’ll charge you. Also, remember to ask if they’ll increase their storage fees of your IRA account in the future, or just how often they’d increase the charges on a given period.

3. Policies and Fees of your Preferred Precious Metal IRA Custodian

It’s very important to be aware of all the policies and fees which will be applied by the company you will choose. Therefore, you should carefully read the company’s policies, and and ask for a detailed declaration of all their fees and charges you’re expected to pay. Make sure that you won’t be asked for hidden charges later on.

4. Compare Commissions charged by Gold IRA Companies

Top precious metal companies shouldn’t charge unreasonable commissions. So, make sure to do you research before deciding which companies are the best places to buy silver or gold

shop around to find the company that offers the best rates; this might save you a lot of money on both commissions and storage fees.

5. Which Companies has the Best Customer Support?

Customer support should be a key consideration since you’ll want companies to carefully guide you when making the big financial decisions.

6. Variety of Investments in your Roth IRA account

The best gold IRA custodians should be able to provide you with have a variety of investments. It’s of great importance to choose a custodian who is not only experienced in precious metals, but also has the ability to combine precious metals and stocks to your IRA.

7. The Company’s License

All gold IRA companies are required by the law to be accredited and licensed by the IRS; therefore, you should make sure that the company you pick is properly licensed.

8. Ease of Setting Up your Gold or Silver based IRA Account

A gold IRA company should have an easy process of setting up your IRA, and should also be willing to help you fill out all of the necessary paperwork.

9. Knowledgeable and Experienced Staff

The custodian you choose needs to have a team that’s certainly highly knowledgeable, experienced, and is able to answer any questions you have.

10. The Custodian’s Insurance

It’s good to always work with a company that’s insured; therefore, consider choosing a custodian that has the FDIC insurance. By doing so, you’re sure that you will get your investment in case there’s any kind of calamity or disaster in the company.