Reviews of the Best Rated Gold IRA Companies

This Post was updated on Tuesday, May 1, 2022

When it comes to investing in a gold IRA rollover you want to cross all the tees and dot all of the I’s. You are dealing with a lot of money and you are going to want a gold IRA company you can trust to manage your account. On this website you will find reviews of the top rated gold IRA companies. These gold IRA reviews will be based on data from sites like The Better Business Bureau (BBB), The Business Consumer Alliance (BCA), and Trustlink where these companies all had a low number of customer complaints and high ratings

 

Top 10 Gold IRA Companies and Custodians Compared

 

RankGold IRA CompanyMin. InvestmentRatingContact
1

AUGUSTA PRECIOUS METALS

- PRICE MATCH GUARANTEE
- BEST REPUTATION >>ZERO COMPLAINTS<<
- FREE ONE-ON-ONE WEBINAR... Read Review

$50,000Rated 5 stars Website
2

AMERICAN HARTFORD GOLD

Better Business Burea: A+
Business Consumer Alliance: A
TrustLink: 4.9 star rating... Read Review

$No MinimumRated 4.5 stars Website
3

GOLDCO

Better Business Burea: A+
Business Consumer Alliance: AAA
TrustLink: 4.8 star rating... Read Review

$25,000Rated 4.5 stars Website
4

ADVANTAGE GOLD

(RATED #1 ON TRUSTLINK)
Better Business Bureau: A+
Business Consumer Alliance: AA... Read Review

$5,000Rated 4 stars Website
5

AMERICAN BULLION

(MOST EXPERIENCED)
Better Business Bureau: A+
TrustLink: 5 star rating... Read Review

$10,000Rated 4 stars Website
6

BIRCH GOLD GROUP

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 5 star rating ... Read Review

$10,000Rated 4 stars Website
7

NOBLE GOLD

Better Business Bureau: A
Business Consumer Alliance: A
TrustLink: 5 star rating ... Read Review

$5,000Rated 3.5 stars Website
8

MONEX

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 4.2 star rating... Read Review

$N/ARated 3.5 stars Website
9

LEAR CAPITAL

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 4.5 star rating... Read Review

$5,000Rated 3.5 stars Website
10

WHOLESALE DIRECT METALS

Better Business Bureau: A+
Business Consumer Alliance: AAA
TrustLink: 5 star rating ... Read Review

$N/ARated 3.5 stars Website
 

Precious Metal IRA Promo Deals for May 2022

 

Why Augusta Precious Metals Should be Your Chosen Gold IRA Company

While people tend to put a lot of thought and effort into wealth creation, when it comes to
diversifying it and securing it by investing in physical gold and silver, the same attention to detail isn’t always applied. One of the crucial steps in this regard is choosing the right Gold IRA company.

Augusta Precious Metals offers the best combination of long-time experience, education and pricing when compared to other gold IRA companies. The company has a one-of-a-kind commitment to customer education, service and integrity. In fact, Joe Montana’s personal advisors found this company independently after vetting all U.S.-based gold companies and recommended it to him. He loved the mission so much, he became their ambassador.

Here are some of the reasons why Augusta is your best bet when it comes to securing your retirement funds with precious metals.

 

# Excellent Track Record, Voted Most-Trusted  – A company’s true worth is measured by how good it has been to its existing customers and Augusta Precious Metals truly shines in this regard. First and foremost, this is the only company we could find that has no complaints whatsoever (and apparently never has) on the BBB and BCA, the top business ratings website in the U.S. They are also the only gold IRA company with NO commissioned salespeople, which is unlike any gold company we’ve researched – which means the team is not incentivized to sell to everyone, and in fact they state gold and silver are not for everyone where other companies claim everyone should own it. Just another reason to trust them.

They are consistently highly rated, with thousands of 5-star ratings on multiple business rating and consumer review websites. The company has been voted Most-Trusted in the U.S. by more than one premier ranking company in the industry. This company’s track record of blue-ribbon customer service for the lifetime of accounts (not just until you buy something), including robust educational offerings such as its unique one-on-one web conference, and a 100% focus ONLY on gold and silver IRAs, have made them the best Gold IRA company out there today.

It was this track record that attracted the personal financial advisors of hall of fame quarterback Joe Montana. He asked them to find the best gold company in the U.S. to help protect his savings, and they independently found Augusta. Joe anonymously joined a custom web conference with the company’s on-staff, Harvard-trained economist and loved the company’s mission so much, he wanted to become its corporate ambassador.

# Best Prices – When it comes to wealth, you want to get the absolute best prices possible for services received. Augusta Precious Metals not only offers the most competitive, transparent pricing for gold and silver in the USA (only about 5% over their cost on bullion), they back this with a “Price Match Guarantee”  and the industry’s best value-added payment of custodial and storage fees – for up to 10 years. To take advantage of these price advantages, all you need to do is to give Augusta a call now on 855-661-4281 before the end of May 2022.

 

# Buyback Program Buying gold and silver is just one-half of the equation. While these precious metals are a great option when it comes to diversifying and consolidating your retirement funds, they can also be quite difficult to liquidate during an emergency. This defeats part of the reason people would invest in a retirement fund in the first place.

Thankfully, Augusta Precious Metals has taken care of that with a trusted buyback program. By law, no company can guarantee buyback (as some will tell you), but Augusta to date has never refused a buyback request , and they buy back gold and silver at any point in the future without charging any additional fees.

 

# Easy Fee-Free IRA Rollover – While most investors see the benefits of rolling over their existing IRA into a Gold IRA, many stop short of taking the final step because they are discouraged by all the complicated steps that need to be navigated along the way. Investors also worry that rolling over their savings to a gold IRA will be expensive. Augusta Precious Metals is known for its easy, fee-free process.

The Augusta team is organized into departments, each with superb experts in their fields, who provide seamless service from the beginning of your account. They do 95% of the paperwork with you and continue serving as your liaison with the custodian and storage facility long after you purchase your gold and silver. The company charges no management fees and offers to pay your annual custodial and storage fees for up to 10 years.

 

# Free Shipping & Transit Insurance  Buying gold and silver also brings with it the intricacies associated with shipping these precious metals. Once again, Augusta Precious Metals is a step ahead of most of the competition. They offer free, secure shipping with full registration and insurance at no additional cost to the buyer.

 

# Many Free, Helpful Resources While most companies won’t give up any of their goods without a financial commitment from your end, Augusta Precious Metals offers some of the best resources in this field totally free of cost. The company’s on-staff Harvard-trained economist and director of education leads a team of agents who share valuable information about the economy and gold and silver that most financial advisors won’t share. The one-of-a-kind, one-on-one web conference is tailored to your personal needs. Augusta also offers a weekly blog and robust video library, plus real-time market data and precious metals prices, and an RMD Estimator to calculate the safe withdrawal limit of your account.

 

# Excellent Product Selection – Augusta Precious Metals’ experts on the company’s order desk help you select gold and silver for a personal portfolio to meet your unique financial goals. To make your choice easy, the company preselects the most common precious metals products at very competitive prices. Augusta also works with the Royal Canadian Mint to introduce Americans to purer coins at lower prices than other mints.

 

Conclusion

Choosing a gold IRA company is not a small decision. Choosing the right company today can save you money year after year and provide the confidence you need to feel about your financial future.

In May 2022, we recommend Augusta Precious Metals. With ZERO complaints for its entire history and a perfect score at the BBB and BCA, plus thousands of 5-star ratings from consumers, it’s hard to find a company with a better reputation. This and their excellent educational resources, account lifetime service, and reputation for transparency, trust and competitive prices make Augusta Precious Metals the clear overall best choice. We also love the idea that there are no commissioned salespeople who might want to pressure you into buying.


In case you don’t feel ready to invest in a gold IRA, Augusta Precious Metals offers a detailed gold IRA investing kit. The kit is 100% free with no obligation to do business with the company. Don’t forget to ask about the amazing one-on-one web conference designed by the company’s on-staff Harvard-trained economist!

 

Contact Augusta Precious Metals:

 

Request Your Free Gold IRA Kit from Augusta Precious Metals

 

Gold IRA FAQ

 

What is a gold IRA account?

A gold IRA account is a type of individual retirement account that allows you to save money for retirement with deferred taxes. The difference between a gold IRA and a traditional IRA is the investment that is being made. With a gold IRA you are typically investing in physical gold to secure your retirement account.

 

What is a silver IRA?

Like a gold IRA, a silver IRA is a specialized individual retirement account that uses precious metals as the investment material. In the case of a silver IRA, you will invest in approved silver and have it stored at an approved precious metals depository.

 

Why invest in a gold IRA?

An IRA (Individual Retirement Account) is one of the most common retirement plans. Like any investment, IRAs can fluctuate in their reliability. If the economy takes a bad turn, the value of your IRA might take a hit. To minimize the damage, you can invest some of your savings in physical assets such as gold and silver, which give you the same tax benefits of any IRA but react differently from traditional assets.

Investing in gold as a retirement asset helps balance your savings because, as other assets go down in value, the price of gold typically rises. This is what helps to protect your retirement against negative trends in the economy. Gold and silver have a track record in many periods in history of holding their value or increasing in value even through some of the worst economic crises.

 

How does a gold IRA work?

A gold-based IRA works similar to a traditional IRA. You will first have to set up a self-directed IRA with a specialized custodian. Your IRA funds will be used to purchase gold in a gold IRA (or silver). The money used to start the self-directed IRA can come from any number of sources. You can transfer money over from another financial account, roll over a 401(k), or through several other means. When you work with the gold company to purchase your gold, they will guide you through the process.

The only major difference from a traditional IRA is that you need to have the gold stored at an approved IRA precious metal depository. With only a very rare exception, a gold IRA cannot be in the possession of the owner.

 

Is a gold IRA a good investment?

Any investment needs to be evaluated on an individual level. There are always investments that are generally good and some that are generally bad; however, everyone’s circumstances are different. Typically, a gold IRA is a good investment as it allows you to diversify your retirement and have a form of investment that is resistant to downturns in the economy.

 

Can gold be held in an IRA?

Gold cannot be held in a traditional IRA account. That being said, there is a special type of IRA known as a gold IRA. Gold IRAs are very similar to their traditional counterparts, but the investment is secured by physical gold. Physical gold in a gold IRA is stored in a government-approved depository to safeguard your investment for your retirement.

 

What is IRA approved gold?

Gold IRAs use precious metals as the investment asset. The IRS requires precious metals in an IRA to meet certain requirements. One of the most important requirements is that the gold must be rated at least .995 when it comes to purity. It must also be produced by a government mint or an accredited company.

With only a few exceptions these are the approved gold options for a gold IRA:

  • American Eagle Bullion Coins
  • American Eagle Proof Coins
  • American Buffalo Bullion Coins
  • Pearl Harbor Coins
  • Australian Kangaroo (Nugget) Coins
  • Austrian Philharmonic Coins
  • Canadian Maple Leaf Coins
  • Perth Mint Bars
  • Royal Canadian Mint Bars

Several other rare bars and rounds are available as a gold IRA investment but these are not as common. A gold IRA company can help you to find other options if these common investments don’t work for you.

 

Is IRA gold safe?

IRA gold is required to be stored at an approved depository. These depositories have very high levels of security and, in addition to that, they have insurance and other protections for their clients. So, in general, the physical gold is safe.

One thing you should ask a depository when picking the right one is whether they store each client’s gold separately (segregated) or if it commingled (nonsegregated). Typically, you want to have your gold stored separately, as you want to make sure you get your gold back.

Gold, silver and other precious metals, like any investment, will fluctuate in value as the markets go through their cycles. But they have a history of holding value or even increasing during some of the worst economic crises. The fact that precious metals respond differently to the economy than traditional investments helps balance and secure your overall savings, and that is why many people have chosen to include precious metals in their overall investment portfolios.

 

Can I use my IRA to buy gold?

Yes. Gold for a gold IRA must be purchased through setting up a self-directed traditional IRA. In order to buy gold for an IRA, you must purchase IRA approved gold.

 

How is a gold IRA taxed?

Gold IRAs have the same tax benefits as a traditional IRA. Tax on a gold IRA is deferred until you start taking distributions. After age 59 1/2, there is generally no penalty for taking distributions. Your distributions are considered taxable income.

 

Can I store my gold IRA at home?

No. Your gold IRA must be stored in an approved gold depository. These depositories are a much safer option, as they have high levels of security and are insured. Your home is not as secure as a depository and storing your IRA gold in your home could be consider “self-dealing”, which voids your tax benefits. In addition, most homeowners’ insurance plans will not cover gold in the case of a loss, because it is considered to be a collectible.

There is one extremely rare type of gold IRA that can be stored in your home, but they are difficult to set up correctly, without risking penalties and complete loss of your account’s tax benefits. It is much safer to set up a gold IRA and store your gold at a secure depository.

 

What is a gold IRA custodian?

A gold IRA custodian is a financial institution that acts as the custodian (safekeeper) of your investments. IRA custodians are allowed to choose what types of investments they will work with, for example, they could choose to work with gold but not stocks. The only requirement is that they meet the IRS guidelines.

Another job of your IRA custodian is to make sure that your account meets and follows all IRS guidelines and regulations.

 

What are the most trustworthy review sites for gold IRA’s?

The most trustworthy place to turn when dealing with any business is the Better Business Bureau, the Business Consumer Alliance or Trustlink. These websites are impartial and allow both reviews/complaints and responses. You could also go to a trusted name in the financial world to see what they think of a gold IRA company.

 

 

Looking for more gold IRA reviews?

Reviews of other gold IRA companies that did not reach our top 10 list:

Sources:

www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras-investments

www.usmint.gov/learn/coin-and-medal-programs

https://en.wikipedia.org/wiki/Gold_IRA

 

Gold IRA check list

Gold

10 Tips for comparing & choosing gold IRA companies and Custodian

There are lots of advantages to investing in physical assets such as precious metals, so long as you work with the right company. Because of the vital importance of gold IRA companies, you want to make sure that you choose the best gold IRA company. To help you out, here are the 10 tips for choosing your company;

1. Reputation of the gold IRA company and custodian (check independent review sites)

The reputation of gold IRA custodians is of great importance, since they’ll be your main point of contact when managing your gold IRA or silver based IRA account. You should check their track record, level of customer service, customer reviews, and if they are on watchdog sites such as:

  • Trustlink
  • Trustpilot
  • Better Business Bureau
  • Business Consumer Alliance
  • Google My Business
  • Yelp

best companies

2. Storage Fees for Gold and Silver Backed IRA accounts

When choosing your custodian, you should inquire about their storage fees. Be very watchful on the storage fees which they’ll charge you. Also, remember to ask if they’ll increase their storage fees of your IRA account in the future, or just how often they’d increase the charges on a given period.

3. Policies and Fees of your Preferred Precious Metal IRA Custodian

It’s very important to be aware of all the policies and fees which will be applied by the company you will choose. Therefore, you should carefully read the company’s policies, and and ask for a detailed declaration of all their fees and charges you’re expected to pay. Make sure that you won’t be asked for hidden charges later on.

4. Compare Commissions charged by Gold IRA Companies

Top precious metal companies shouldn’t charge unreasonable commissions. So, make sure to do you research before deciding which companies are the best places to buy silver or gold shop around to find the company that offers the best rates; this might save you a lot of money on both commissions and storage fees.

5. Which Companies has the Best Customer Support?

Customer support should be a key consideration since you’ll want companies to carefully guide you when making the big financial decisions.

6. Variety of Investments in your Roth IRA account

The best gold IRA custodians should be able to provide you with a variety of investments. It’s of great importance to choose a custodian who is not only experienced in precious metals, but also has the ability to combine precious metals and stocks to your IRA account.

7. The Company’s License

All gold IRA companies are required by the law to be accredited and licensed by the IRS; therefore, you should make sure that the company you pick is properly licensed.

8. Ease of Setting Up your Gold or Silver based IRA Account

A gold IRA company should have an easy process of setting up your IRA, and should also be willing to help you fill out all of the necessary paperwork.

9. Knowledgeable and Experienced Staff

The custodian you choose needs to have a team that’s certainly highly knowledgeable, experienced, and is able to answer any questions you have.

10. The Custodian’s Insurance

It’s good to always work with a company that’s insured; therefore, consider choosing a custodian that has the FDIC insurance. By doing so, you’re sure that you will get your investment in case there’s any kind of calamity or disaster in the company.

Looking for the Best Gold IRA Deal?

What if you could get:

 

Price Match Guarantee - Meet or beat any competitor's price. Save up to 30% on select Gold & Silver.

100% Fee-Free IRA Rollover - FREE storage, maintenance & insurance for up to 10 years.

Free One-On-One Educational Web Conference with on-staff Harvard-trained economist. 

 

That would be a “NO-BRAINER”, right?    

 

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